Axis Bank CASHBACK Credit Card
Cashback-focused Axis Bank card for eligible purchases.
Details reviewed 2026-09-21
Annual feeAxis Bank CASHBACK Credit Card at a glance
A cashback-oriented product. Cashback caps, exclusions and eligible merchant rules matter more than the headline rate, so review the current programme terms.
Rewards & benefits
Cashback on eligible spends subject to caps and exclusions.
No verified welcome benefit is stored for this card; check the current issuer offer.
No verified lounge entitlement is stored for this card; check current issuer terms.
No verified fuel benefit is stored for this card; check current issuer terms.
Fees & charges
| Charge | Amount |
|---|---|
| Joining fee | ₹1,000 |
| Annual fee | ₹1,000 |
| Other charges | Refer to the issuer’s latest Key Fact Statement / MITC. |
Fees attract 18% GST. Check the issuer’s current MITC for finance charges, late fees and forex markup.
Eligibility & documents
Approval is subject to Axis Bank underwriting and current policy. Catalogue age reference: 18 years. These references do not guarantee approval.
Documents
- PAN and identity/KYC information
- Current address proof where required
- Income proof when requested by the issuer
- Additional underwriting documents requested by the issuer
How to apply
- Step 1Open the issuer’s official product/application page and confirm the exact card variant.
- Step 2Review current fees, rewards, exclusions and benefit conditions.
- Step 3Complete the issuer application and KYC flow.
- Step 4Provide income/address documents if requested.
- Step 5After approval, review the credit limit, billing cycle and final terms.
Before you apply
- Confirm the exact fee and current offer for your application channel.
- Check caps, minimum spends and excluded transactions.
- Estimate value using normal spending, not extra spending to chase rewards.
- Check lounge, milestone and redemption rules where relevant.
- Pay the total amount due on time to avoid finance charges.
- Applying for several cards at once — each check can lower your score.
- Paying only the minimum due — interest is charged on the full balance.
- Cash withdrawals — fees and interest start from day one.
Frequently asked questions
What is the annual fee for Axis Bank CASHBACK Credit Card?
The FinancePortal catalogue currently records ₹1,000. Check the issuer’s latest schedule for taxes, waivers and channel-specific offers.
How does the reward structure work?
Cashback on eligible spends subject to caps and exclusions.
Does this card include lounge access?
No verified lounge entitlement is stored for this card; check current issuer terms.
What should I check before applying?
Check the current fee schedule, reward exclusions, caps, waiver conditions, eligibility and the issuer’s Key Fact Statement / MITC.
Can benefits change?
Yes. Issuers can revise fees, rewards, partner offers and programme conditions. Verify current terms before applying.
Details reviewed 2026-09-21. Source: issuer page. Always confirm current terms with Axis Bank before applying.