Flipkart Axis Bank Credit Card
Best for flipkart and Myntra shoppers. 7.5% on Myntra; 5% on Flipkart and Cleartrip; 4% on preferred partners (Swiggy, Uber, PVR, cult.fit); 1% elsewhere
Terms as of 2026-09-11 · Checked 30 September 2026Flipkart Axis Bank Credit Card at a glance
Who it suits: Flipkart and Myntra shoppers
Rewards & cashback
| Details | |
|---|---|
| How you earn | 7.5% on Myntra; 5% on Flipkart and Cleartrip; 4% on preferred partners (Swiggy, Uber, PVR, cult.fit); 1% elsewhere |
| Caps & exclusions | Myntra and Flipkart/Cleartrip each capped Rs 4,000/quarter. Excludes government, fuel, EMI, wallet, rent, jewellery, insurance, utilities, education |
| Welcome benefit | Rs 250 Flipkart voucher on first transaction within 30 days |
Yearly reward value at base rate
| Spend | Rewards (base rate) | Net of annual fee + GST |
|---|---|---|
| ₹1,20,000 / year | ₹1,200 | ₹610 |
| ₹3,00,000 / year | ₹3,000 | ₹2,410 |
| ₹6,00,000 / year | ₹6,000 | ₹6,000 |
| ₹12,00,000 / year | ₹12,000 | ₹12,000 |
Base rate only; accelerated categories raise the value, caps and excluded categories (rent, fuel, wallet, utilities etc. on many cards) lower it.
Travel, lounge & fuel benefits
| Benefit | Details |
|---|---|
| Airport lounge | None standard |
| Fuel surcharge | 1% waiver on Rs 400-4,000, max Rs 400/month |
Fees & charges
| Charge | Amount |
|---|---|
| Joining fee | ₹500 + GST |
| Annual / renewal fee | ₹500 + GST |
| Fee waiver | Annual fee waived on Rs 3.5 lakh annual spend; first-year-free offer 1 Sep-31 Oct 2026 |
| Finance charge | Typically about 3.5%–3.75% per month on revolved balances (lower on some premium and secured cards) — see MITC |
| Cash withdrawal | Usually 2.5% (min ₹500) + interest from day one |
| Late payment | Slab-based, only if unpaid more than 3 days past due |
| GST | 18% on all fees and interest |
Is it worth it for you?
Eligibility & documents
| Criterion | Details |
|---|---|
| Age | 18-70 (card-specific) |
| Credit score | 750+ improves approval chances |
Similar cards
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| Scapia Federal Bank | Federal Bank | Free / Free | 2.00% base value | Travellers wanting zero forex and lifetime-free |
| Kiwi YES Bank RuPay Credit Card (Klick) | YES Bank | Free / Free | 1.50% base value | UPI spends on credit |
| Axis Bank ACE | Axis Bank | ₹499 / ₹499 | 1.50% base value | Flat cashback on all spends plus bill payments via GPay |
| HSBC Live+ | HSBC India | ₹999 / ₹999 | 1.50% base value | Dining & grocery cashback |
| Tata Neu Infinity HDFC Bank | HDFC Bank | ₹1,499 / ₹1,499 | 1.50% base value | Tata ecosystem shoppers (BigBasket, Croma, Tata CLiQ, Air India via N… |
| Amazon Pay ICICI Bank | ICICI Bank | Free / Free | 1.00% base value | Amazon Prime shoppers wanting a free, no-cap cashback card |
Frequently asked questions
What is the annual fee of the Flipkart Axis Bank Credit Card?
Joining fee ₹500 and annual fee ₹500 (plus 18% GST). Annual fee waived on Rs 3.5 lakh annual spend; first-year-free offer 1 Sep-31 Oct 2026.
What rewards does it offer?
7.5% on Myntra; 5% on Flipkart and Cleartrip; 4% on preferred partners (Swiggy, Uber, PVR, cult.fit); 1% elsewhere Caps/exclusions: Myntra and Flipkart/Cleartrip each capped Rs 4,000/quarter. Excludes government, fuel, EMI, wallet, rent, jewellery, insurance, utilities, education
Does it give airport lounge access?
None standard
Is the Flipkart Axis Bank Credit Card good for me?
Best for: Flipkart and Myntra shoppers. Compare the net value after fees with how and where you actually spend — the calculator on this page helps.
Source: www.paisabazaar.com, 2026-09-11. Card benefits change frequently — confirm the latest Most Important Terms & Conditions (MITC) on Axis Bank’s website before applying. FinancePortal is not affiliated with the issuer.