ICICI Bank Credit Cards 2026
Third-largest issuer, known for the Amazon Pay co-branded card and the Coral–Rubyx–Sapphiro–Emeralde range. Compare 10 cards by fees, rewards, lounge access and eligibility, plus customer care and bill payment details.
Card terms checked 28 September 2026ICICI Bank credit cards
Best ICICI Bank card by need
| Need | Card | Annual fee | Why |
|---|---|---|---|
| Cashback | Amazon Pay ICICI Bank | Free | Amazon Prime shoppers wanting a free, no-cap cashback card |
| Rewards | ICICI Bank Emeralde Private Metal | ₹12,499 | Super-premium spenders wanting unlimited lounges and hotel memberships |
| Travel | ICICI Bank Emeralde Private Metal | ₹12,499 | Super-premium spenders wanting unlimited lounges and hotel memberships |
| Lounge access | ICICI Bank Emeralde Private Metal | ₹12,499 | Super-premium spenders wanting unlimited lounges and hotel memberships |
| Fuel | ICICI Bank HPCL Super Saver | ₹500 | HPCL fuel buyers who also pay utility bills on card |
| Shopping | Amazon Pay ICICI Bank | Free | Amazon Prime shoppers wanting a free, no-cap cashback card |
| Lifetime free | Amazon Pay ICICI Bank | Free | Amazon Prime shoppers wanting a free, no-cap cashback card |
| Premium | ICICI Bank Emeralde Private Metal | ₹12,499 | Super-premium spenders wanting unlimited lounges and hotel memberships |
| Secured (FD) | ICICI Bank Instant Platinum Credit Card (against FD) | Free | Students/first-time users building credit against an FD |
| RuPay on UPI | MakeMyTrip ICICI Bank | ₹999 | MakeMyTrip travellers who want low forex markup |
Compare all ICICI Bank cards
| Card | Joining / annual fee | Reward rate | Lounge | Forex markup | Net value on ₹3 lakh/yr spend* |
|---|---|---|---|---|---|
| ICICI Bank Emeralde Private Metal | ₹12,499 / ₹12,499 | 3.00% base value | Unlimited domestic and international (Priority Pass) for primary and … | 2.00% | -₹5,749 |
| Amazon Pay ICICI Bank | Free / Free | 1.00% base value | None | 3.50% | ₹3,000 |
| MakeMyTrip ICICI Bank | ₹999 / ₹999 | 1.00% base value | 8 domestic visits/yr + 1 international visit/yr | 0.99% | ₹3,000 |
| ICICI Bank Coral | ₹500 / ₹500 | 0.50% base value | 1 domestic airport lounge visit/quarter on Rs 75,000 spend in previou… | — | ₹1,500 |
| ICICI Bank HPCL Super Saver | ₹500 / ₹500 | 0.50% base value | 1 domestic visit/quarter on Rs 75,000 prior-quarter spend | — | ₹1,500 |
| ICICI Bank Rubyx | ₹3,000 / ₹2,000 | 0.50% base value | 2 domestic visits/quarter on Rs 75,000 quarterly spend; 8 railway lou… | 3.50% | ₹1,500 |
| ICICI Bank Sapphiro | ₹6,500 / ₹3,500 | 0.50% base value | 4 domestic visits/quarter on Rs 75,000 quarterly spend; 2 internation… | 3.50% | -₹2,630 |
| ICICI Bank Instant Platinum Credit Card (against FD) | Free / Free | See card page | — | — | — |
| ICICI Bank NRI Coral | ₹1,000 / ₹500 | See card page | Domestic lounge access each quarter (ICICI: 1/quarter; bankbazaar: 2/… | 3.50% | — |
| ICICI Bank NRI Sapphiro | ₹6,500 / ₹3,500 | See card page | 4 complimentary domestic lounge visits per quarter | 3.50% | — |
* Base reward value on ₹3 lakh of yearly spends minus annual fee + 18% GST (fee treated as waived when the published waiver threshold is ₹3 lakh or less). Accelerated categories, caps and exclusions change the real value — see each card page.
Customer care
| Service | Number |
|---|---|
| Toll-free (24x7) | 1800 1080 |
| Chargeable | 1860 120 7777 |
| Domestic customers travelling overseas | +91 22 3366 7777 |
| Fraud reporting | 1800 2662 |
| Amazon Pay ICICI card | 1800 102 0123 (paisabazaar) |
Bill payment
- ICICI Net Banking / iMobile Pay
- UPI / Scan to Pay (any UPI app)
- NEFT from other banks: IFSC ICIC0000103, account = 16-digit card number (~1 working day)
- RTGS (Rs 2 lakh+)
- BillDesk (~2 working days)
- Visa Money Transfer (~3 business days)
Eligibility
| Criterion | ICICI Bank |
|---|---|
| Age | 21-65 (Coral/Rubyx/Sapphiro); Amazon Pay 18-60 |
| Income | Coral: salaried Rs 20,000/month, self-employed Rs 2.4 lakh/yr |
| Documents | PAN, Aadhaar / address proof, Salary slip / ITR |
Frequently asked questions
Which ICICI Bank credit card is best?
It depends on how you spend. By base reward value, ICICI Bank Emeralde Private Metal ranks first among the cards we track; for no fees, Amazon Pay ICICI Bank, ICICI Bank Instant Platinum Credit Card (against FD). Use the comparison table and the value calculator on each card page.
What is the ICICI Bank credit card customer care number?
Toll-free (24x7): 1800 1080; Chargeable: 1860 120 7777.
How do I pay my ICICI Bank credit card bill?
ICICI Net Banking / iMobile Pay; UPI / Scan to Pay (any UPI app); NEFT from other banks: IFSC ICIC0000103, account = 16-digit card number (~1 working day).
What is the eligibility for a ICICI Bank credit card?
Age 21-65 (Coral/Rubyx/Sapphiro); Amazon Pay 18-60. Income: Coral: salaried Rs 20,000/month, self-employed Rs 2.4 lakh/yr.
Compiled from ICICI Bank’s published card terms and reputable card-review sources (per-card source and date on each card page). FinancePortal is not affiliated with ICICI Bank.