Mutual Fund Calculators
SIP Calculator
Future value of a monthly SIP at an expected return.
Updated 27 September 2026 · SEBI rules as of 2026
Free calculator
Plan in seconds
Assumed returns, not guaranteed
SIP Calculator
Enter monthly amount, expected annual return and years. The calculator assumes investments at the start of each month and monthly compounding.
Formula
FV = P × [((1 + i)^n − 1) ÷ i] × (1 + i), where i = annual return ÷ 12 and n = months.
| Category | Commonly used planning assumption |
|---|---|
| Equity index / flexi cap | 10–12% (long-term assumption) |
| Hybrid | 8–10% |
| Debt funds | 6–7.5% |
| Liquid funds | ≈ repo-linked short-term rates |
Planning assumptions only — not a forecast. Returns vary with markets.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Information is educational and may change with SEBI / tax rules — verify with the AMC, AMFI or SEBI. FinancePortal is not an investment adviser.