Mutual Fund Calculators
SWP Calculator
How long a corpus lasts with monthly withdrawals.
Updated 27 September 2026 · SEBI rules as of 2026
Free calculator
Plan in seconds
Assumed returns, not guaranteed
SWP Calculator
Enter corpus, monthly withdrawal, expected return and years to see the balance and total withdrawn.
Formula
Each month: balance = balance × (1 + r/12) − withdrawal.
| Category | Commonly used planning assumption |
|---|---|
| Equity index / flexi cap | 10–12% (long-term assumption) |
| Hybrid | 8–10% |
| Debt funds | 6–7.5% |
| Liquid funds | ≈ repo-linked short-term rates |
Planning assumptions only — not a forecast. Returns vary with markets.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Information is educational and may change with SEBI / tax rules — verify with the AMC, AMFI or SEBI. FinancePortal is not an investment adviser.