Home › Calculators
Free financial calculators
Financial Calculators
62 free calculators for loans, deposits, saving schemes, mutual funds, gold and silver — with charts, schedules and plain-English explanations.
EMILoans
SIPFunds
🧮62 CALCULATORS
FDDeposits
PPFSchemes
🧾 Loan planning tools
Eligibility, affordability, prepayment, balance transfer, PMAY, moratorium, gold value and more
Home Loan — Eligibility calculatorHow much home loan you can get from your income, existing E…Home Loan — Balance transfer calculatorWhether moving your home loan to a cheaper lender saves mon…Home Loan — Prepayment calculatorInterest and years saved by a lump-sum prepayment, extra mo…Home Loan — Repayment scheduleYear-by-year amortisation: principal, interest and outstand…Home Loan — Affordability calculatorThe property price you can afford from your EMI budget and …Home Loan — PMAY subsidy calculatorCheck eligibility and estimate the interest subsidy under P…Home Loan — Land area converterConvert between square feet, square metres, square yards, a…Personal Loan — Eligibility calculatorHow much personal loan you can get on your salary, based on…Personal Loan — Affordability calculatorStart from the EMI you can comfortably pay and see how much…Personal Loan — Prepayment calculatorInterest saved by a lump-sum prepayment, extra monthly paym…Personal Loan — Balance transfer calculatorNet saving from moving your personal loan to a cheaper lend…Car Loan — Eligibility calculatorHow much car loan your income supports after existing EMIs,…Car Loan — Affordability calculatorThe on-road price you can afford from your EMI budget, savi…Car Loan — Prepayment calculatorInterest and months saved by a lump-sum or extra monthly pa…Used Car Loan — Eligibility calculatorHow much used car loan your income supports after existing …Used Car Loan — Affordability calculatorWhat price of used car you can afford from your monthly EMI…Used Car Loan — Prepayment calculatorInterest saved by part-paying your used car loan, and wheth…Two-Wheeler Loan — Eligibility calculatorHow much bike loan your income supports after existing EMIs.Two-Wheeler Loan — Affordability calculatorWork out the bike or scooter price you can afford from your…Two-Wheeler Loan — Prepayment calculatorInterest saved by paying a lump sum towards your bike loan.Education Loan — Eligibility calculatorEstimate the loan an EMI budget can support — using the co-…Education Loan — Affordability calculatorWork backwards from an EMI you can manage to the total educ…Education Loan — Moratorium calculatorInterest that builds up while you study, your EMI after the…Education Loan — Prepayment calculatorInterest and months saved by part-paying your education loa…Gold Loan — Gold value calculatorEnter weight and purity to see your gold’s value at today’s…Gold Loan — Per gram calculatorLoan amount per gram of 22K gold at your chosen LTV, with m…Gold Loan — LTV calculatorCheck if your loan is within RBI’s LTV cap — including inte…Gold Loan — Prepayment calculatorInterest saved by part-paying or closing your gold loan ear…
🏦 Loan & EMI calculators
Plan EMIs, prepayments and eligibility
EMI Calculator (all loans)Amortisation, prepayment, compare & eligibilityHome Loan EMI CalculatorTypical ≈ 7.5% – 10% · Up to 30 yearsPersonal Loan EMI CalculatorTypical ≈ 10% – 24% · 1 – 7 yearsCar Loan EMI CalculatorTypical ≈ 8.5% – 12% · 1 – 7/8 yearsTwo-Wheeler Loan EMI CalculatorTypical ≈ 9% – 20% · 1 – 5 yearsUsed Car Loan EMI CalculatorTypical ≈ 11% – 16% · 1 – 5 yearsEducation Loan EMI CalculatorTypical ≈ 8% – 13% · Up to 15 years after moratoriumGold Loan EMI CalculatorTypical ≈ 8.5% – 20% · Up to 12 months (longer for EMI loans)Business Loan EMI CalculatorTypical ≈ 12% – 24% · 1 – 5/7 yearsLoan Against Property EMI CalculatorTypical ≈ 9% – 13% · Up to 15–20 years
💰 Deposit calculators
Fixed and recurring deposits
FD Maturity CalculatorCumulative FD maturityFD Monthly Interest CalculatorPayout FD incomeFD Ladder PlannerSpread maturitiesPost-tax FD ReturnReturn after taxRD CalculatorMonthly deposit maturityCumulative vs Payout FDReinvest or take interestFD Premature WithdrawalAmount on breaking an FDFD vs RDLump sum vs monthlySavings Interest CalculatorInterest on your balance
🛡️ Saving scheme calculators
Government and retirement schemes
📊 Mutual fund calculators
SIP, lump sum and withdrawals
🪙 Gold & silver calculators
Jewellery bills, returns and loans
All calculators give illustrations based on your inputs and assumed rates — not offers or guarantees.