Mutual Fund Calculators
Step-up SIP Calculator
SIP that increases every year with your income.
Updated 27 September 2026 · SEBI rules as of 2026
Free calculator
Plan in seconds
Assumed returns, not guaranteed
Step-up SIP Calculator
Add an annual increase (%) to your SIP and see how much more you can accumulate.
Formula
SIP amount rises by the step-up % every 12 months; each instalment compounds monthly to the end date.
| Category | Commonly used planning assumption |
|---|---|
| Equity index / flexi cap | 10–12% (long-term assumption) |
| Hybrid | 8–10% |
| Debt funds | 6–7.5% |
| Liquid funds | ≈ repo-linked short-term rates |
Planning assumptions only — not a forecast. Returns vary with markets.
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Information is educational and may change with SEBI / tax rules — verify with the AMC, AMFI or SEBI. FinancePortal is not an investment adviser.