Axis Bank Credit Card Customer Care
Official Axis Bank credit card helpline numbers, how to block a lost card, email and escalation to the RBI Ombudsman.
Checked 28 September 2026 · Source: application.axis.bank.in, www.bankbazaar.comAxis Bank credit card helpline numbers
| Service | Number |
|---|---|
| Credit card toll-free | 1800 103 5577 / 1800 209 5577 |
| Credit card (chargeable) | 1860 419 5555 / 1860 500 5555 |
| 24x7 emergency from abroad | +91 22 6798 7700 |
| WhatsApp banking | 70361 65000 |
How to block a lost or stolen Axis Bank card
Axis Mobile app > Credit Cards > select card > Controls > Block & Replace; Internet Banking > Accounts > My Credit Cards > More Services > Block card; SMS ’BLOCK <16-digit card no.>’ to +91 99518 60002 / 56161600 from registered mobile; Axis Support > Insta Services > Block Credit Card (OTP); Axis Aha! chatbot; call 1800 103 5577
- Block instantlyApp / net banking card controls, SMS or IVR — whichever is fastest.
- Report unauthorised transactionsDispute each one with the bank within 3 working days for zero liability.
- File a police complaint if stolenCyber fraud: report at cybercrime.gov.in or call 1930.
- Request a replacementA new card number is issued; update auto-pays and saved cards.
Complaint & escalation path
- Customer careRaise the complaint by phone, email or app and note the reference number.
- Grievance / nodal officerEscalate through the bank’s grievance redressal page if unresolved.
- RBI Integrated OmbudsmanIf no reply in 30 days or you are unhappy with it, complain free at cms.rbi.org.in or call 14448.
Service timelines RBI requires
| Situation | Rule |
|---|---|
| Card closure request | Within 7 working days, else ₹500 per day compensation to you |
| Unsolicited card or upgrade billed | Charges reversed plus penalty of twice the amount |
| Credit balance above ₹5,000 / 1% of limit | Refunded to your bank account within 3 working days on request |
| Bureau correction after settlement | Within 30 days |
Fraud & your liability
- RBI circular ’Customer Protection – Limiting Liability of Customers in Unauthorised Electronic Banking Transactions’, RBI/2017-18/15, DBR.No.Leg.BC.78/09.07.005/2017-18, dated 6 Jul 2017.
- Zero liability: (a) bank’s contributory fraud/negligence/deficiency, regardless of reporting; (b) third-party breach where customer notifies within 3 working days.
- Limited liability (third-party breach reported in 4–7 working days): lower of transaction value or cap — BSBD ₹5,000; savings/PPI/gift cards/small MSME ₹10,000; credit cards with limit up to ₹5 lakh and large business accounts ₹25,000.
- Reported beyond 7 working days: liability per bank’s board-approved policy.
- Shadow credit of disputed amount within 10 working days of notification; complaint resolved within 90 days; burden of proving customer liability lies on the bank.
Frequently asked questions
What is the Axis Bank credit card customer care number?
Credit card toll-free: 1800 103 5577 / 1800 209 5577; Credit card (chargeable): 1860 419 5555 / 1860 500 5555; 24x7 emergency from abroad: +91 22 6798 7700.
How do I block a lost Axis Bank credit card?
Axis Mobile app > Credit Cards > select card > Controls > Block & Replace; Internet Banking > Accounts > My Credit Cards > More Services > Block card; SMS ’BLOCK <16-digit card no.>’ to +91 99518 60002 / 56161600 from registered mobile; Axis Support > Insta Services > Block Credit Card (OTP); Axis Aha! chatbot; call 1800 103 5577
What if Axis Bank does not resolve my complaint?
Escalate to the bank’s grievance redressal/nodal officer. If there is no reply within 30 days or you are not satisfied, file a complaint with the RBI Integrated Ombudsman at cms.rbi.org.in (or call 14448).
Am I liable for fraudulent transactions?
Not if you report within 3 working days of being alerted (zero liability). Reporting within 4–7 working days caps liability at ₹25,000 for cards with limits up to ₹5 lakh. The bank must provisionally credit the amount within 10 working days.
Details compiled from Axis Bank’s official pages (application.axis.bank.in, www.bankbazaar.com, www.paisabazaar.com, www.axis.bank.in) and reputable sources on 28 September 2026. FinancePortal is not affiliated with Axis Bank; confirm on the issuer’s website.