Getting the loan
How to Check Two-Wheeler Loan Status
Track your bike loan application or account online, by phone or at the branch.
Updated 29 September 2026 · 8 lenders trackedLowest two-wheeler loan rate
8.90%
Indian Bank Two-Wheeler LoanWhat you need to know
Keep the application number from your acknowledgement SMS or email. With it you can track the application in the lender’s app, on its website, through customer care or at the dealer’s finance desk. After disbursal, use the loan account number for statements and EMI details.
Ways to check
| Where to check | What you need | Tip |
|---|---|---|
| Lender app / net banking | Application or loan account number | Best for pre-approved and digital loans (e.g. SBI YONO, BoB Digital Two-Wheeler Loan) |
| Lender website | Application number + registered mobile (OTP) | Look for “Track application” on the loans page |
| Customer care / SMS | Application number | Keep the reference number from the acknowledgement |
| Branch or dealer finance desk | Application number or PAN | The dealer sees the financier’s decision in real time |
| Credit report | PAN | After disbursal, the new loan appears in your CIBIL/Experian report once the lender reports it (RBI requires reporting at least every fortnight) |
What the statuses mean
| Status | Meaning |
|---|---|
| Received / under process | Documents are being checked |
| Pending documents | Upload or submit what is missing |
| Under verification | Credit, income or address checks in progress |
| Sanctioned / approved | Loan approved; check the KFS and sign |
| Disbursed | Money paid to the dealer |
| Rejected | Ask for the reason; improve your profile before re-applying |
Frequently asked questions
I lost my application number. What now?
Call customer care or visit the branch with your PAN and registered mobile number; the dealer can also trace it.
How do I get the loan statement?
Through net banking/app using the loan account number, or ask the branch for a statement of account.
For information and comparison only. Loan terms, rates and rules change — confirm with the lender and read the Key Facts Statement before borrowing.