Standard Chartered EaseMyTrip Credit Card
Best for budget travellers booking on EaseMyTrip. 10X rewards per Rs 100 on standalone hotel & airline websites/outlets; 2X per Rs 100 on other retail spends; 20% off hotels and 10% off flights on EaseMyTrip
Terms as of 2026-09-28 · Checked 30 September 2026Standard Chartered EaseMyTrip Credit Card at a glance
Who it suits: Budget travellers booking on EaseMyTrip
Rewards & cashback
| Details | |
|---|---|
| How you earn | 10X rewards per Rs 100 on standalone hotel & airline websites/outlets; 2X per Rs 100 on other retail spends; 20% off hotels and 10% off flights on EaseMyTrip |
| Caps & exclusions | EaseMyTrip discounts capped Rs 5,000 (hotels) / Rs 1,000 (flights) for domestic bookings |
Travel, lounge & fuel benefits
| Benefit | Details |
|---|---|
| Airport lounge | 2 domestic lounge visits per calendar year |
Fees & charges
| Charge | Amount |
|---|---|
| Joining fee | — + GST |
| Annual / renewal fee | ₹350 + GST |
| Fee waiver | Waived on Rs 50,000 spends in preceding year |
| Finance charge | Typically about 3.5%–3.75% per month on revolved balances (lower on some premium and secured cards) — see MITC |
| Cash withdrawal | Usually 2.5% (min ₹500) + interest from day one |
| Late payment | Slab-based, only if unpaid more than 3 days past due |
| GST | 18% on all fees and interest |
Is it worth it for you?
Eligibility & documents
| Criterion | Details |
|---|---|
| Income / criteria | Age 18-65 with stable income |
| Age | 18/21-65 (card-specific) |
| Credit score | 750+ improves approval chances |
Similar cards
| Card | Issuer | Joining / annual fee | Reward rate | Best for |
|---|---|---|---|---|
| Standard Chartered Ultimate | Standard Chartered | ₹5,000 / ₹5,000 | 3.33% base value | High flat reward rate on all spends |
| HDFC Bank Diners Club Black Metal Edition | HDFC Bank | ₹10,000 / ₹10,000 | 3.33% base value | High spenders wanting uncapped-lounge premium card below Infinia |
| HDFC Bank Infinia Credit Card Metal Edition | HDFC Bank | ₹12,500 / ₹12,500 | 3.33% base value | Super-premium, high-spend travellers (invite-only) |
| Standard Chartered Beyond | Standard Chartered | ₹15,000 / ₹25,000 | 3.33% base value | Affluent Priority Banking clients |
| ICICI Bank Emeralde Private Metal | ICICI Bank | ₹12,499 / ₹12,499 | 3.00% base value | Super-premium spenders wanting unlimited lounges and hotel memberships |
| HSBC Premier | HSBC India | ₹12,000 / ₹20,000 | 3.00% base value | HSBC Premier banking customers |
Frequently asked questions
What is the annual fee of the Standard Chartered EaseMyTrip Credit Card?
Joining fee — and annual fee ₹350 (plus 18% GST). Waived on Rs 50,000 spends in preceding year.
What rewards does it offer?
10X rewards per Rs 100 on standalone hotel & airline websites/outlets; 2X per Rs 100 on other retail spends; 20% off hotels and 10% off flights on EaseMyTrip Caps/exclusions: EaseMyTrip discounts capped Rs 5,000 (hotels) / Rs 1,000 (flights) for domestic bookings
Does it give airport lounge access?
2 domestic lounge visits per calendar year
Who is eligible?
Age 18-65 with stable income. A CIBIL score of 750+ improves approval chances.
Is the Standard Chartered EaseMyTrip Credit Card good for me?
Best for: Budget travellers booking on EaseMyTrip. Compare the net value after fees with how and where you actually spend — the calculator on this page helps.
Source: www.sc.bank.in, 2026-09-28. Card benefits change frequently — confirm the latest Most Important Terms & Conditions (MITC) on Standard Chartered’s website before applying. FinancePortal is not affiliated with the issuer.